Last Updated: February 18, 2026

These Terms and Conditions ("Terms") govern your use of the Ardine Industries LLC website and services. By accessing or using our services, you agree to be bound by these Terms.

Agreement to Terms

By accessing our website or using our services, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with any of these Terms, you are prohibited from using or accessing our services.

Use of Services

Our services are intended for businesses seeking financing solutions. You agree to provide accurate, current, and complete information during the application process and to update such information to keep it accurate, current, and complete.

Eligibility

You must be at least 18 years of age and have the legal authority to enter into binding contracts to use our services. By using our services, you represent and warrant that you meet these requirements.

Financing Terms

All financing is subject to credit approval and verification. The terms of any financing arrangement, including interest rates, fees, repayment schedules, and other conditions, will be set forth in a separate financing agreement. These Terms do not constitute an offer of credit or a commitment to lend.

Application Process

Submitting an application does not guarantee approval. We reserve the right to deny any application for any reason. All information provided in your application will be verified and may be used to determine your eligibility for financing.

SMS Terms & Conditions

By providing your mobile phone number and opting in, you agree to receive SMS text messages from Ardine Industries LLC, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at abe@gettyadvance.com. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.

Intellectual Property

The content, organization, graphics, design, compilation, magnetic translation, digital conversion, and other matters related to our website and services are protected under applicable copyrights, trademarks, and other proprietary rights. The copying, redistribution, use, or publication of any such matters or any part of our services is prohibited.

Limitation of Liability

To the fullest extent permitted by applicable law, Ardine Industries LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

Indemnification

You agree to defend, indemnify, and hold harmless Ardine Industries LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of our services.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in New York, and the parties hereby consent to personal jurisdiction and venue therein.

Dispute Resolution

Any dispute arising from or relating to these Terms or our services shall first be resolved through good faith negotiations. If the dispute cannot be resolved through negotiation, it may be submitted to binding arbitration in accordance with the rules of the American Arbitration Association.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect and enforceable.

Entire Agreement

These Terms, together with our Privacy Policy and any financing agreements entered into between you and Ardine Industries LLC, constitute the entire agreement between you and us regarding the use of our services.

Changes to These Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

Contact Information

If you have any questions about these Terms, please contact us at:

Ardine Industries LLC
1086 East 4th Street
Brooklyn, NY 11230
Email: abe@gettyadvance.com